You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let our licensed staff help you find coverage options that protect you, your family, and your personal property with a renter’s insurance policy.
What you need to know about renters insurance
Your renters insurance policy covers your personal property against theft or damage subject to the limits and deductibles you select. The renter’s insurance coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.
Protect yourself and your guests
Your renters insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available for renters insurance.
Get the right amount of insurance coverage at the best price
Whether you’re starting out, between homes, or downsizing, we will help you pick the renters insurance coverage that best fits your needs. Be sure to ask about available discounts including burglar alarm credits and the account credit for customers who package auto and/or umbrella policies with their renters insurance policy.
Inexpensive extra coverage for renters insurance
If you have special valuable items such as jewelry, art, antiques, or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.
Frequently Asked Questions about Renters Insurance
What does renters insurance cover?
Renters insurance can cover a variety of things such as theft, loss of personal items from losses like fires, and provide you with liability insurance for bodily injury claims.
How much is renters insurance?
Renters insurance is typically less than $1 per day. Coverage and pricing vary depending on the coverage amount you’re requesting.
Why does my landlord require renters insurance?
Landlords want to limit their own liability exposure when someone is renting their property. For instance, if a renter has a dog and that dog bites someone, the landlord does not want to potentially be held liable for that dog bite claim.