Entries by Tosten1980

Keeping Your Home Safe From Carbon Monoxide

Our homes serve as sanctuaries, providing us with comfort, relaxation, and a treasure trove of cherished memories. Given the significance of our homes, it becomes imperative to protect them from a range of potential dangers, including fires, theft, and an often underestimated threat: carbon monoxide (CO). Carbon monoxide is an insidious gas that lacks odor…
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How to Properly Maintain and Care for a Fire Extinguisher in Your Home

Your home is not just a structure; it is a sanctuary where memories are made, families are raised, and friends are welcomed. Ensuring the safety of everyone who enters your home should always be a top priority. One crucial element of home safety is having a fire extinguisher readily available in case of emergencies. However,…
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Don’t cancel your insurance: protect your seasonal toys year-round

As the summer season comes to a close, you may be tempted to cancel your insurance policies on your summer toys like motorcycles, RVs, boats, and ATVs. However, it’s important to consider the potential risks and expenses that could arise during the off-season. While you may not be actively using these vehicles, they can still…
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Moving Trucks & Uhaul Type Insurance

When you rent a moving truck, one of the common dilemmas is whether to purchase insurance from the rental company. However, the need for insurance depends on various factors, including the type of vehicle you rent and your existing insurance coverage. Let’s explore this topic further to help you make an informed decision. Most rental…
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Is it Time To Purchase Life Insurance?

September is Life Insurance Awareness Month. As your local independent insurance agency, we are here to make you aware of the benefits of purchasing a life insurance policy. There are many options to choose from so if you have specific questions, reach out to our agency! Life insurance is designed to provide financial stability to […]

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Utilization of the latest technology to reduce your likelihood of a claim

Technology has made significant strides in the past five years, offering homeowners the ability to control and monitor various aspects of their homes through mobile devices and Wi-Fi-enabled routers. By incorporating do-it-yourself tech items into your home, you can mitigate the risk of insurance claims related to burglary, water damage, fire, and freezing damage. Consider…
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State Of The Current Insurance Market

August 14, 2023 Rates are increasing, coverage is difficult to find, and the insurance industry is changing more frequently than normal. The last 12 months have seen inflation, supply chain issues, and more weather-related claims than normal.  Additionally, insurance companies that back, reinsure, or share the risk with insurance carriers, are facing significant investing challenges. […]

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How to protect your home while away on vacation

Summer is the perfect time to embark on a well-deserved vacation, but it’s crucial to take precautions to protect your home while you’re away. By implementing simple measures and adopting preventive strategies, you can deter potential thieves and ensure the safety of your property. When it comes to safeguarding your home during vacation, there are…
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Wildfires, home insurance & staying safe during poor air quality days

With an increase in wildfires over the last few years, some insurance carriers around the country have needed to make adjustments to home insurance policies. Here are two common scenarios we are seeing: Depending on the state you live in, there is limited or no home insurance coverage for homes located in high-risk areas. An…
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How to do your part to reduce wildfires this summer

It is that time of year when we like to remind you of the importance of wildfire prevention. Preventing a wildfire requires a collective effort and best practices need to be utilized to lower our risk. Did you know the majority of wildfires are caused by humans? According to Wildland Fire Management Information, humans cause…
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