Entries by Tosten1980

Do Millennials Need Renters Insurance? Learn the Benefits.

If you are a millennial, there is a good chance you rent a home, apartment or condo. According to surveys, up to 70% of millennial renters do not have renters insurance. This is an alarming statistic. Whether you are a young professional or finishing up your college degree, every renter should have a renters insurance […]

What You Need to Know About Vacation Home Insurance

When it comes to insuring a vacation home, the insurance landscape can look slightly different from that of primary homes. While the risks are relatively similar, you’ll find that some added perils come with vacation homes. These risks vary with how you intend to use your second home. Personal Use If a vacation home is often […]

How to Determine The Right Insurance Carrier For You

How do I choose the right insurance company when there are so many to choose from? With such a large selection to choose from, it can be hard to know which insurance company is right for you. Many people revert to shopping based solely on price or they rely on recommendations from friends and family to […]

What insurance do I need for my boat?

What type of insurance do I need for my boat?  When it comes to insuring your boat, it can be hard to know where to start. Most new boat owners start by wondering how much coverage will be provided by an existing home insurance policy.  But it’s often best to separate your boat insurance from […]

April is Distracted Driving Awareness Month

It is Distracted Driving Awareness Month April is Distracted Driving Awareness Month. According to National Highway Traffic Safety Administration, 3,142 lives were lost from distracted driving accidents. This increased 10% from 2018. What is considered distracted driving? Any time you cannot have 100% full attention to driving your vehicle is considered distracted driving. Behaviors can […]

Tips on Creating The Ultimate Road Trip

During the pandemic, many individuals may not feel comfortable getting on an airplane. However, many still want to travel. Perhaps a road trip can be the answer. Road trips allow you to see what is between your home and destination, something that hopping on a plane doesn’t, but it is essential to have the best […]

Learn How Pay Per Mile Coverage is Calculated

The auto insurance industry landscape is changing as more companies embrace emerging technology. No longer are auto insurance rates based solely on your age, marital status, where you live, or the number of violations that you have. Instead, some companies are also basing their rating structures on how you drive, when you drive, and even where […]

Do I Need to Insure My Jewelry? We Explain Coverage Options!

Jewelry is often one of the most valuable belongings in your home and, for this reason, it’s something you may want to consider insuring. Most pieces of jewelry can be fragile, easily lost, and they are among the first items stolen during burglaries. But most people still fail to insure expensive pieces of jewelry with high […]